How to write an essay proposal
Topics Persuasive Essay
Thursday, September 3, 2020
Maturation in Bless Me, Ultima Essay -- essays research papers
In Bless Me, Ultima, Rudolfo Anaya guards the statement, ââ¬Å"for in much intelligence there is a lot of misery, and increment of information is increment of sorrow,â⬠from Ecclesiastes. Tony bears numerous preliminaries all through the novel, in this way expanding his insight into life yet additionally expanding his anguish and distress. In the wake of seeing Lupitoââ¬â¢s passing, Tony understands that individuals are not generally what they seem, by all accounts, to be. Tony additionally starts to scrutinize his religion due to preliminaries in the novel, some of which incorporate Lucasââ¬â¢ fix and the locating of the brilliant carp. In his trek during the snowstorm, Tony learns of his brotherââ¬â¢s evil doings and he observes the passing of a decent man. Tony increases a lot of information in these scenes, at the same time, sadly, with this information comes misery. Lupitoââ¬â¢s demise denotes the main scene in the novel where Tonyââ¬â¢s pain is an immediate result of his insight. Tonyââ¬â¢s naivetã © makes him take individuals at their assumed worth, not understanding that they may not be as they appear. Narciso is the town smashed, yet he is the main man on the scaffold that keeps up his presence of mind. ââ¬Å"ââ¬â¢I...
Saturday, August 22, 2020
Characterization in Oedipus the King and Homers Odyssey Essay
Portrayal in Oedipus the King and Homer's Odyssey The characters in a novel or play are credited sure attributes by the creator. The sentiments one may type of a character depend on these; accordingly, the qualities recommended by a writer are natural for the peruser having a total and abstract comprehension of a work.â Characteristics are frequently shown through a character s activities, in what is said about them, and what they themselves state, which will be the focal point of this essay.â Both Oedipus, in Sophocles'â King Oedipusâ and Odysseus, in The Odyssey of Homer, oftenare discussed by others, yet their own words are telling, as specific feelings and qualities can be seen.â Traits of a character can regularly be covered or mutilated by ideal or horrible depictions by others, yet their own discourse, anyway determined or controlled, frequently unmistakably shows character defects and properties that one probably won't go over otherwise.â Strict portrayal regularly energizes a character, giving them a role as dar k or white, great or evil.â However, in many compositions, and unquestionably in The Odyssey and King Oedipus, the discourse of a characterallows us to see the different shades of dim, subsequently depicting the character more fairly.â One may consider Oedipus to be Odysseus as being somehow or another very comparable, yet their discourse and the attributes uncovered in that is the thing that separates them. Oedipus and Odysseus were both influential men, each lording over their own little kingdoms.â It would appear they should share certain attributes and one would not be off base to state they did.â Both demonstrated themselves to be deferential of their obligations toward their people.â Oedipus, when confronted with the individuals s request (explicitly, the Priest, demonstration... ...depict them in that capacity, however their discourse stays perhaps the most grounded technique for characterization.â Through discourse, the characters became multi-dimensional, and the advancement of the character was evident, just like the case with the franticness and destruction of Oedipus.â Certainly, the expressions of Oedipus and Odysseus formed the picture a peruser may develop of it is possible that one, regardless of whether this picture was not what Sophocles or Homer had intended.â Whatever this picture might be, the discourse of the chief characters of King Oedipus and The Odyssey demonstrated both Oedipus and Odysseus tobe complete, multi-faceted characters, neither great or insidious, dark or white. Works Cited: Homer. The Odyssey. Trans. Robert Fitzgerald. New York: Vintage Books, 1962. Sophocles. ââ¬Å"Oedipus the King.â⬠The Bedford Introduction to Literature. Ed. Michael Meyer. sixth ed. Boston: Bedford/St. Martinââ¬â¢s, 2002.
Friday, August 21, 2020
Is a filament lamp an ohmic resistor Essay Example
Is a fiber light an ohmic resistor? Paper So as to comprehend what Ohms Law is about you have to get power and what makes Voltage, Current and Resistance in a circuit. What is Current? Current is the development of electrons in a circuit however What are electrons and what makes them move All issue is comprised of Atoms. Bit of metal made up of Atoms Each molecule is comprised of a core that has a specific number of protons and neutrons with an equivalent quantities of electrons in circle. The copper iota has 29 protons in its core with 29 electrons circling the core. The electrons are orchestrated in circles called shells. Notice that in the copper particle, the outside shell has just a single electron. The external shell of any iota is known as the valence shell. At the point when the valence electron in any iota increases adequate vitality from some outside power, it can split away from the parent particle and become what is known as a free electron. It is anything but difficult to give enough vitality to make the valence electron become free. A few wellsprings of vitality are heat, light, attractive fields and a voltage source. At the point when the valence electron turns out to be free it abandons a particle that has a positive charge. Recollect that the copper molecule has 29 + protons and 29 electrons so on the off chance that one electron leaves circle we are left with +29 protons and 28 electrons. That implies the particle has an increasingly positive charge on account of the one less electron. This is an uneven particle and isn't normal. The particle will consistently attempt to recover an electron into the valence circle to become ordinary or adjusted once more. This is the one truth that you ought to recollect and attempt to envision when working with electrical circuits. Electric flow is the development of electrons starting with one particle then onto the next in a channel. We will compose a custom article test on Is a fiber light an ohmic resistor? explicitly for you for just $16.38 $13.9/page Request now We will compose a custom exposition test on Is a fiber light an ohmic resistor? explicitly for you FOR ONLY $16.38 $13.9/page Recruit Writer We will compose a custom exposition test on Is a fiber light an ohmic resistor? explicitly for you FOR ONLY $16.38 $13.9/page Recruit Writer On the off chance that you can envision a bit of copper wire with billions of iotas and every single one of them losing an electron and all the electrons hopping to different molecules, you will start to perceive what current is. Current is the development of electrons in a conductor. The more electrons that move in a conductor the more present you have in the circuit. The name we provide for current so we can discuss it is AMPERE and the image is I. Obstruction Resistance is the restriction of electron stream in a circuit and depends on the physical size of the conductors. Since current is the development of free electrons in a circuit then the quantity of particles in a wire have a major effect with respect to what number of electrons can stream at some random time. The greater the distance across a wire is, the more particles there are in the wire, so the more free electrons. The littler the distance across of wire the less the quantity of particles so the less the quantity of free electrons. As it were, enormous size wires will have more iotas in this way progressively present and little size wires will have less molecules and in this manner less current. On the off chance that we need to control the measure of current streaming in a circuit we can utilize littler wire to permit less present and bigger wire to permit increasingly current. The name we provide for this restriction is called RESISTANCE and the image is R. The measure of obstruction is called OHMS. Resistors are segments that are produced to have a particular measure of opposition and are set apart with different estimations of OHMS. The markings are as hued groups around the resistor body. To peruse the estimation of a resistor you should realize the shading code utilized for the number framework. Voltage is the potential distinction in a circuit and it is brought about by the unequal condition of iotas. In the event that you review, when an electron leaves the circle of a particle it leaves a gap or a positive charge. This gap or positive charge will pull in any electron that approaches it with the goal that it can return to a typical state. So as to have current stream you should have a wellspring of molecules with missing electrons and you should have a wellspring of negative electrons. On the off chance that these wellsprings of charges have a present way to course through, at that point the electrons will be pulled in to the positive molecules to fill the openings. You need a total circuit made of conductive material so as to have current stream and the present will spill out of the negative source to the positive source. Here is image of how you can think about a voltage source like a battery. Notice that the top portion of the battery has every single positive charge and the base half has negative charges. The accompanying picture shows a total circuit that the electrons can follow to create current. Strategy 1 The principal crocodile cut is cut to the wire at the 0cm situation on the meter rule. 2. The subsequent crocodile cut is cut to the necessary position contingent upon the necessary length of wire. 3. The force gracefully is turned on. The voltage and current are then perused off the ammeter and voltmeter, and recorded. 4. The force gracefully is then killed and the subsequent crocodile cut is moved to the following position. The above advances are finished for every length and afterward the whole examination is rehashed for exactness. I will likewise utilize computerized ammeters and voltmeters for precision. Perception With perusing my exploration I have went to a forecast that The more drawn out the wire, the higher the opposition this is on the grounds that the more extended the wire, the more occasions the free electrons will slam into other free electrons This is on the grounds that, the particles making up the metal, and any contaminations in the metal. In this way, more vitality will be lost in these crashes as warmth.
Monday, June 8, 2020
Diagonistis and Semiotic Analysis Assignment Paper - 1100 Words
Diagonistis and Semiotic Analysis Assignment Paper (Essay Sample) Content: Semiotic AnalysisInsert Name13 June, 2014IntroductionSemiotic analysis seeks to expose the underlying message conveyed through the use of a given medium. The aim of studying a picture, symbol or sign, is to provide a more comprehensive perspective on its use in conveying information to a given target audience (Culler 1-12).This analysis will employ semiotics in studying the picture below. It shows an adult male sticking out his hand out of the car while holding a lit cigarette. There is a child in the back seat of the car holding a bottle of water, which he is pouring on the lit cigarette. The formulated thesis simply states, Smothering Second-hand Smoking.From the picture, there are three signs used which are: 1 An adult male, 2 Cigarette and water 3 A childFigure 1: The medium.Sign Denotative Meaning Connotative Meaning Male Adult Smokers, of which male adults constitute the dominant group. Leadership role of a man in the family setting, depicting his role as both a mentor and decision maker. Cigarette stick and water Putting out a lit cigarette. Societys wish for a cigarette smoke-free environment. Public health initiatives to eliminate exposure to second hand smoking. Child Innocence, the youth and children. Victims of exposure to second-hand cigarette smoking. Also represents the non-smoking masses, especially those under 18 years. Table1. The three most visible signs in the medium, alongside their denotative as well as theConnotative meaningThe three signs identified are effective in conveying the intended message to the target audience. The man holding a lit cigar denotes adult smokers population which, according to a recent study by Centers for Disease Control and Prevention, is dominated by adult males. This is a strong indicator of the intended audience for the message being communicated. The man also brings out the connotation of the leadership role that men, as the majority of current smokers, should play curbing second-hand smoking .The second sign is that of a cigarette stick and water. The water being poured by the child denotes the action of extinguishing the lit cigarette stick. This act is connotative of the various interventions to sensitize the general public on the harmful effects of exposure to second-hand cigarette smoke. It is also representative of the demand for a cigarette smoke-free environment by the larger non-smoking population. Smoking in public places, homes and in cars presents a major challenge to the control of passive smoking.According to the Office of the Surgeon General, the child in the picture is representative of the innocence of those exposed to second hand smoking. It also denotes the non-smoking segment of the population which is largely composed of persons under the age of 18 years. The connotative meaning being expressed here is the wanton suffering that this population is put through by smokers.AnalysisExposure to second-hand cigarette smoke is a leading cause of death, and a number of diseases, within the non-smoking population. According to the American Lung Association, this both directly and indirectly contributes to as many as 3400 deaths arising from lung cancer and 69000 deaths caused by heart failure. These two health conditions are directly related as lung cancer is well known to be a risk factor for the development of heart diseases. Worse still, an estimated 35% of all children are directly exposed to second-hand cigarette either in their homes or in their external environments. This has given rise to a heightened global campaign aimed at minimizing exposure to cigarette smoke.According to the U.S. Environmental Protection Agency, Exposures to cigarette smoke, whether through directly smoking or as a secondary smoker, are equally harmful to ones physical well-being. The smoke has been found to contain thousands of compounds which are harmful to the health of humans. Tobacco smoke is recognized globally as a leading cause of terminal illnesses and death. In the U.S. alone, it is responsible for as many as 434000 deaths annually. A chemical analysis, carried out by the U.S. Environmental Protection Agency, revealed that tobacco smoke contains as many as 4000 different cancer causing agents.Table 2: Some of the carcinogenic compounds found in tobacco smoke (Source: U.S. Environmental Protection).From the table above, it is evident that the tobacco smoke has serious implications to public health which explains the need to curb exposure to cigarette smoke. The picture used serves as an ideal tool for communicating this crucial public health message.The use of a black and white photo as opposed to a colored one is indicative of the graveness of the matter being communicated. The car appears motionless signifying the retrogressive effect cigarette smoking has on the socio-economic status of the society.In addition, the idea of a the man smoking inside the car communicates the concern raised by the U.S. Environmental Protection Agency on the increase in the number of children exposed to passive cigarette smoking. The child in the photo represents a symbol for change. His action of pouring water on the lit cigarette stick is indicative of the intensified awareness campaigns on the danger of passive smoking. The child also portrays the innocent state of those affected by second-hand tobacco smoke. Bottled water comes at a cost and it being poured out in the photo represents the need to mobilize resources and double efforts in controlling smoking in homes, cars and other public spaces.The message communicated by this medium can be summed up in the thesis Smothering Second-hand Smoking. This picture s...
Sunday, May 17, 2020
The Effects Of Cardiovascular System On The Body - 2262 Words
Thousands of babies are born a day in the United States. One out every 691 babies born has Down syndrome, a disorder caused by an extra copy of the chromosome twenty one. In short, this syndrome shortens the personââ¬â¢s life span, and causes assorted severity of mental retardation. Those carrying this extra chromosome have flattened noses, rounder faces, are petite in size, and are much more prone to additional unhealthy disturbances or effects on substantial systems in the body. One specific organ system Down syndrome affects is the cardiovascular system, the main system that pumps blood throughout the body and essentially manages the lunges. In this system, oxygen and other necessary nutrients are transported to cells of the body, carbon dioxide is transported to the lungs, and unnecessary residue is emitted to the kidney, where it is then excreted from the body. Additionally, the cardiovascular system plays a big role in homeostasis, the component of our bodies that keeps our internal environment at a constant, appropriate temperature, blood clotting and fighting infections. There are three main types of cells that help execute the operations of the cardiovascular system. The first are red blood cells. These cells, as mentioned earlier, carry oxygen to every part of the body, most importantly to the lungs to help us breath. Second, are white blood cells, which are essential for fighting infections. These cells generate antibodies, which are proteins in the bloodShow MoreRelatedAir Pollution Essay1335 Words à |à 6 PagesThis potentially puts our health at risk. It causes various negative effects to our body that in worst cases leads to death. Air pollution affects our health in multiple ways; as it varies from minimal to serious problems. The air pollutants have negative effects on our cardiovascular system, causing many fatalities as well as diseases to those specifically in China. People can protect themselves from the suffrage of cardiovascular diseases by being cautious with what they are surrounded by. WithRead MoreBreifly Describe the Importance of the Interaction Between the Interaction Between the Respiratory System and Cardiovacular System in Maintaining the Bodys Internal Balance609 Words à |à 3 PagesModule 2 (500 words) ââ¬Å"Briefly describe the importance of the interaction between the respiratory and cardiovascular systems in maintaining the bodyââ¬â¢s internal balanceâ⬠What is the respiratory system? The respiratory system consists of the nose, pharynx, larynx, bronchi and lungs. Their function is to filter warm and moistened air and conduct it into the lungs. The respiratory system contributes to homeostasis (highly complex interactions to maintain balance.)( Wiki) by providing for theRead MoreThe Role Of Physical Activity On The Cardiovascular System And Skeletal Muscles1673 Words à |à 7 Pageson the positive effects of physical activity on the cardiovascular system and skeletal muscles; including improvements in cardiovascular function, an increase in metabolism, an increase in muscle size and strength, protection of bones and articular joints, and prevention of osteoporosis and arthritis; the effect of extended bed rest and a sedentary lifestyle needs to be explored further. Participating in regular aerobic exercise practices has been proven to enhance cardiovascular activity. This isRead MoreEssay on The Effect of Stress on Cardiovascular Disorders1190 Words à |à 5 PagesThe Effect of Stress on Cardiovascular Disorders A cardiovascular disorder is any disorder effecting the heart and circulatory system. There is evidence that links stress plays a role in the development of two types of cardiovascular disorders, hypertension (high blood pressure) and coronary heart disease (CHD), which reduces the flow of blood to the heart. Stress may directly cause cardiovascular problems by; rising heart rate which wears the lining of the blood vesselsRead MoreThe Effect Of Regular Exercise On Cardiovascular Disease1106 Words à |à 5 Pagescondition of equalization inside the body, where the body system collaborates to keep it functioning normally. Our body has the ability to adapt to some disorders. Mechanism feedback is involved in homeostasis by self-changing. The nervous and endocrine system keeps this inside exercise in careful control by releasing chemicals called hormones. The release of the hormones is controlled by negative feedback. In the body every single organ adds to homeostasis. The body is essential within the communicationRead MoreThe Cardiovascular System, The Workhorse Of The Body984 Words à |à 4 PagesThe cardiovascular system, the workhorse of the body, has long been an object of fascination by civilizations. How does such a tiny muscle support the life of a human for such a long period of time? The answer lies within the physiology of the cardiovascular system itself. Simple one-celled organisms had one major problem when it came to the diffusion of oxygen, the oxygen required by a mammal for instance, would be much greater than the rate at which these cells could diffuse oxygen. Thus the needRead MoreThe Cardiovascular System Across The Lifespan889 Words à |à 4 PagesThe cardiovascular system across the lifespan An investigation will be conducted in to the cardiovascular system across the lifespan of individuals with and without learning disabilities from birth to later life. This essay will explain and describe the anatomy and physiology of the cardiovascular system span from birth to later adulthood. Whilst also looking at specific conditions and disorders that can present across the lifespan of an individual the discussion examines these disorders and conditionsRead MoreDisadvantages Of Cardiovascular Disease757 Words à |à 4 Pagesthe immune system functions while reducing an individuals resistance to certain types of infections. AAS is also well tolerated in the renal system. Largely excreted from the body through the kidneys, and no inherent strong toxicity in process. However, steroids are slightly weather resistant to infection in men and it appears to be caused by testosterone. Testosterone is a immunosuppressive hormone. Also, androgens could modulate the immune system and the ef fects on the immune system may vary dependingRead MoreThe Nature of Stress Essay1263 Words à |à 6 Pagescontinues, the body progresses to the next stage - resistance. Due to the levels of stress it is necessary to find some means of coping and resisting collapse. The body is adapting to the demands of the environment, but at the same time resources are gradually being depleted. On the surface the body appears to be coping, whereas in reality (physiologically speaking), things are deteriorating. The final stage is exhaustion; eventually the bodys systems can no longerRead MoreAir Pollution Effect On The Respiratory System And The Cardiovascular System1463 Words à |à 6 PagesPollutionââ¬â¢s Effect on the Respiratory System and the Cardiovascular System Air pollution is everywhere in todayââ¬â¢s society from vehicles power plants, industries, and even forest fires. These pollutants are either manmade or from natural sources. No matter where they come from one thing they have in common is that these different kinds of pollutants are harmful to peopleââ¬â¢s health. Air pollutants affect the bodyââ¬â¢s organ systems causing damage, especially to the respiratory and cardiovascular systems. Air
Wednesday, May 6, 2020
Essay on Washingtons Farewell Address - 1631 Words
George Washington, the first president of the United States, had written a very important historical speech and document towards the end of his time in office. He had written the Farewell address which focused on helping America understand the importance of preserving unity, acknowledging the rise of political parties forming, strengthening religion and morality, and he stated his position on American foreign policy. He addressed these ideas with strong tone and used incredible amount of dictions that strengthens his tone as well as representing his appeal to ethos to a strong degree. However, todayââ¬â¢s society seemed to forget Washingtonââ¬â¢s position on foreign policy and has created a new form of the policy. But nonetheless as time grew,â⬠¦show more contentâ⬠¦Another focus Washington included in his farewell address was his strong support for religion and morality. Washington touched upon explaining how morality cannot be achieved without religion thus proclaiming the importance of religion. He proceeded to talk about how morality was the key to electing popular candidates running for government and if religion is not emphasized in the union, morality is hard to attain which corrupts government. Another main focus Washington promoted was how political parties should be repressed. He felt that the political parties tend to get out of hand in competing with each other and thus cause distractions in the government. The concern he showed was strongly toward the Republican-Democratic Party and the Federalist Party. Washington used many rhetorical strategies to his advantage. One common strategy Washington used in his address was his diction. Washington used very strong concise diction to emphasize his points clearly to exemplify his concerns. He used diction in order to promote his stance on foreign policy by using words that help strengthen his address. He emphasized how ââ¬Å"foreign influence is one of the most baneful foes of rep ublican government. He used ââ¬Å"banefulâ⬠to show how foreign policyShow MoreRelatedGeorge Washingtons Farewell Address782 Words à |à 4 PagesGeorge Washingtonââ¬â¢s ââ¬Å"Farewell Addressâ⬠George Washington wrote a farewell speech in 1796, marking the retirement of his leadership of the United States of America. He published his goodbye, titled his ââ¬Å"Farewell Address,â⬠in many papers. The long, revised copyRead MoreAn Analysis of George Washingtons Farewell Address 694 Words à |à 3 PagesAn Analysis of George Washingtons Farewell Address Carmen Williams Liberty University: GOVT 200-B102 Professor Edward Soto George Washingtons Farewell Address is one of the most eloquent pieces of literature delivered. Its content and intent constitutes that of a man who was not only prophetic, but a sage. His Farewell Address was printed in the Philadelphia American Daily Advertiser on September 19, 1796. The Address was not merely a statement of resignation, but an open letter of advisementRead MoreWashingtons Farewell Address and Jeffersons Inaugural Address1183 Words à |à 5 PagesSignificance of Washingtonââ¬â¢s Farewell Address and Jeffersonââ¬â¢s First Inaugural Address George Washington and Thomas Jefferson were the first and the third president, respectively. Both were great at being presidents in their own ways. In George Washingtonââ¬â¢s Farewell Address he advised Americans to not get entangled within foreign countriesââ¬â¢ problems and conflicts and to not have permanent alliances and treaties, and also to not have different political parties, and he also stressed the importanceRead MoreGeorge Washingtons Farewell Address628 Words à |à 2 Pagesï » ¿The Farewell Address of George Washington is both a personal and a political statement. The President writes directly to the American people as friends and citizens. The overarching message of the farewell address is the importance of a strong national identity, known as unionism or federalism. Because the United States was a new concept and new political entity, it was necessary to point out that state affiliations were now to be subsumed for the greater good of the whole. To make this p ointRead MoreAnalysis of George Washingtons Farewell Address Essay1085 Words à |à 5 Pages1 An analysis of George Washingtonââ¬â¢s Farewell Address shows that there were three points he wanted to stress. The points being his decision not to be considered for a 3rd term, his advice to the country to stand united, and his advice to the future leaders of the country concerning foreign policy. The first point concerning his decision not to be considered for a 3rd term was something that Washington had given a lot of thought to and had even decided to do before the beginning of his 2nd termRead MoreThe Start of America with George Washington750 Words à |à 3 PagesBrittan, and finally is desire to keep newly liberated United States unified. Washington shows all of this in his Farewell Address once he stated that he would not run for a third term. In this address he advises the country to abandon a party system, beware of foreign alliances, and establish a country based on religion and morality. The major point that Washington heavily address is the eradication of political parties within the US. According to Washington political parties agitate[s] the communityRead MoreGeorge Washington Farewell Address Essay1663 Words à |à 7 PagesCongress. (George Address sec.2) Unfortunately, President Washington, undoubtedly, did not receive any type of advanced education that was common to most children. However, Washington did attend a school from ages seven to fifteen regularly which was near Ferry Farm, the family headquarters on the Rappahannock River in Virginia. (George Presidential education sec. 5) A noteworthy accomplishment, George Washington was the primary author of his famous speech known as the ââ¬Å"Farewell Addressâ⬠which highlightedRead MoreGeorge Washington s Farewell Address Essay1258 Words à |à 6 PagesChase Williams US History to 1865 Dr. Lisa Crutchfield October 14, 2015 George Washington s Farewell Address, Primary Source Analysis George Washingtonââ¬â¢s Presidential Farewell Address consisted of three critical elements that were considered vital for the functional survival of the country that had just won its independence. On September 19, 1796, President Washington advised the nation to stand together as one united country, warned the people about the dangers of political parties and heRead MoreWashington s Farewell Address Analysis1375 Words à |à 6 Pages Washingtonââ¬â¢s Farewell Address Analysis Jennifer Trammell GOVT 200 ââ¬â C04 Instructor Barber Opening statement Washingtonââ¬â¢s Farewell Address The major document we will be analyzing in this paper is George Washingtonââ¬â¢s ââ¬Å"Farewell Addressâ⬠. This was a very important document of its time and in order to analyze it fully it would be helpful to know a little more insight on the writing of and the reason it was written. Who is George Washington? George Washington was born in 1732, he grew upRead MoreAnalysis Of Aaron Burr s The Duel With Alexander Hamilton 1697 Words à |à 7 Pagestime as the first president which set precedent for Washingtonââ¬â¢s successors. In the chapter, ââ¬Å"The Farewellâ⬠, an example of how Washington set precedent was Washingtonââ¬â¢s Farewell Address which was an article at the end of his presidency addressed to the American people in regard to the state of the United States. Ever since Washington formed his farewell address, almost all subsequent presidents have formed their own. Now as Washingtonââ¬â¢s address appeared in newspapers on September 19th, 1796, the
Financial Management of Grains Plus Free-Samples for Studetns
Questions: 1.If Interest and Principle are all repaid at the end of the three-month loan term, what is the annual Percentage rate on the Loan offer make by the Bank? 2.If the Bank were to offer to lower the rate to the Reserve Bank of Australia cash rate if Interest is Discounted, should you accept this alternative? Answers: According to the given information, Grains plus ltd required a loan of $240,000 for three months period and so they approached to bank. Bank has granted a loan at the rate of 4% over and above 1% of Reserve Bank of Australia cash rate to Grain Plus Ltd. However, Bank has also put a condition on Grain Plus Ltd to hold at least 20% of loan amount in its current bank account. 1.Computation of annual percentage rate on loan amount: Particulars Amount in $ Funds Required (a) 2,40,000 Reserve bank interest rate (1%) (RBA) 3.00% Interest rate offered by Bank [1% + 3%] 4.00% Minimum Balance required in bank ($ 2, 40,000 * 20%) 48,000 Current balance in bank (given) 4,000 Additional Funds Required ($48,000 - $4,000) (b) 44,000 Total funds required (a + b) 2,84,000 Interest charged by banks for 3 months ($2,84,000 * 4% * 3/12) 2,840 Annual Percentage Rate ($2,840/$2,40,000*12/3*100) 4.73% 2.Cash rate means an interest rate set by reserve bank of Australia that will charged on borrowings between banks (RBA, 2017). In the given situation, if the bank offers lower interest rate than RBA rate then the company should accept this alternative because it that case company could invest its unused funds in other risk free funds as well and earn higher returns on it. This alternative would surely benefit the Grains plus limited in their earnings. Reference: Reserve Bank of Australia. (2017). Cash rate. Retrieved on 18 April 2017 from https://www.rba.gov.au/statistics/cash-rate/.
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